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Out-of-network and underpaid? Federal IDR exists for exactly this.

The No Surprises Act protects patients from surprise bills and gives providers a formal process to challenge out-of-network payments. Ascendix prepares, files and follows every eligible dispute through to payment.

2,000+ IDR disputes managed96%+ win rate on decided disputes$78M+ won since 2023

Case results

2,000+ disputes. 96%+ won. $78M+ recovered for providers.

Out-of-network claims are routinely paid a few hundred dollars. Below are selected determinations from our portfolio showing what the plan paid first and what the certified IDR entity awarded after our team built the case.

2,000+federal IDR disputes managedJanuary 2023 to present
96%+win rate on decided disputesacross payers and IDR entities
$78M+won for providers through IDRsince the start of 2023
12certified IDR entities argued beforeincluding C2C, Capitol Bridge and Maximus
Vein & vascular

Endovenous ablation

Ambulatory surgery center. National commercial insurer. Decided 2025.

36475
220×the plan's initial payment
Initially paid$285.62
IDR award$62,699
Interventional pain

Lumbar epidural & nerve blocks

Ambulatory surgery center. National commercial insurer. Decided 2025.

644836448464450
186×the plan's initial payment
Initially paid$292.64
IDR award$54,364.50
Spine surgery

Two-level lumbar discectomy

Outpatient hospital. Regional Blue Cross Blue Shield plan. Decided 2025.

6303063035
61×the plan's initial payment
Initially paid$1,968.55
IDR award$121,000
Vein & vascular

Endovenous ablation

Ambulatory surgery center. Third-party administrator (self-funded plan). Decided 2025.

36475
66×the plan's initial payment
Initially paid$694.49
IDR award$46,000
Spine surgery

Thoracic spine reconstruction

Hospital emergency department. Regional Blue Cross Blue Shield plan. Decided 2025.

2284322853630466304822610226146308522327
30×the plan's initial payment
Initially paid$9,446.96
IDR award$280,249.63
Interventional spine

Lumbar decompression & trigger points

Ambulatory surgery center. Regional Blue Cross Blue Shield plan. Decided 2025.

630566305720553
27×the plan's initial payment
Initially paid$3,137.65
IDR award$85,250
Interventional pain

Spinal nerve & facet ablation

Ambulatory surgery center. Regional Blue Cross Blue Shield plan. Decided 2025.

647726463564636
19×the plan's initial payment
Initially paid$2,727.63
IDR award$51,300
Neurosurgery

Craniectomy for hematoma

Inpatient hospital. Regional Blue Cross Blue Shield plan. Decided 2025.

61315
17×the plan's initial payment
Initially paid$2,226.94
IDR award$38,127
See the 22 line items behind these examples
SpecialtyCPTServiceSettingInitially paidIDR awardIncrease
Vein & vascular36475Endovenous radiofrequency ablation, first veinAmbulatory surgery center$285.62$62,699220×
Interventional pain64483Transforaminal epidural injection, lumbarAmbulatory surgery center$179.04$16,86094×
Interventional pain64484Transforaminal epidural, each additional levelAmbulatory surgery center$80.41$12,736.50158×
Interventional pain64450Peripheral nerve blockAmbulatory surgery center$33.19$24,768746×
Spine surgery63030Laminotomy & discectomy, lumbar, one interspaceOutpatient hospital$1,574.91$77,00049×
Spine surgery63035Each additional interspaceOutpatient hospital$393.64$44,000112×
Vein & vascular36475Endovenous radiofrequency ablation, first veinAmbulatory surgery center$694.49$46,00066×
Spine surgery22843Posterior segmental instrumentation, 7–12 segmentsHospital emergency department$989.69$19,00019×
Spine surgery22853Interbody biomechanical deviceHospital emergency department$1,282.40$85,00066×
Spine surgery63046Laminectomy, thoracicHospital emergency department$742.95$37,00050×
Spine surgery63048Laminectomy, each additional segmentHospital emergency department$519.22$40,00077×
Spine surgery22610Posterior arthrodesis, thoracicHospital emergency department$774.66$27,02735×
Spine surgery22614Arthrodesis, each additional segmentHospital emergency department$1,906.08$43,222.6323×
Spine surgery63085Vertebral corpectomy, thoracicHospital emergency department$2,320.05$12,0005.2×
Spine surgery22327Open treatment, thoracic vertebral fractureHospital emergency department$911.91$17,00019×
Interventional spine63056Transpedicular decompression, lumbarAmbulatory surgery center$2,565.86$73,00028×
Interventional spine63057Decompression, each additional segmentAmbulatory surgery center$541.26$10,40019×
Interventional spine20553Trigger point injections, 3+ musclesAmbulatory surgery center$30.53$1,85061×
Interventional pain64772Transection or avulsion of spinal nerveAmbulatory surgery center$1,643.68$40,50025×
Interventional pain64635Facet radiofrequency ablation, lumbarAmbulatory surgery center$719.88$6,8009.4×
Interventional pain64636Facet ablation, each additional levelAmbulatory surgery center$364.07$4,00011×
Neurosurgery61315Craniectomy, evacuation of intracerebellar hematomaInpatient hospital$2,226.94$38,12717×

Portfolio figures are Ascendix's own records for federal IDR disputes managed from January 2023 to the present. The examples are selected, de-identified determinations from that portfolio; patient, claim and practice identifiers are removed. An IDR award is the out-of-network rate set by a certified IDR entity; the plan then pays that amount less its initial payment and the patient's cost sharing. Past results do not guarantee future outcomes, and every dispute depends on its own facts and documentation.

What federal IDR is

A neutral decides the payment. You only get one shot at the offer.

Since January 2022, the No Surprises Act has limited what patients pay for certain out-of-network care. The difference between what the plan pays and what the service is worth is now settled between the provider and the plan.

When open negotiation fails, a certified IDR entity reviews both sides and selects one party's final offer. There is no splitting the difference, so the quality of the offer packet decides the outcome. The non-prevailing party pays the IDR entity's fee, and both parties pay a federal administrative fee.

Many disputes fail for procedural reasons: a missed business-day deadline, a claim that was never eligible, or a batch that should not have been batched. That is the work we take off your hands.

Which claims qualify

Three kinds of care fall under the federal process.

Emergency services

Out-of-network emergency care at a hospital emergency department or independent freestanding emergency department, including certain post-stabilization services.

OON providers at in-network facilities

Non-emergency services by out-of-network providers at in-network hospitals, hospital outpatient departments, critical access hospitals and ambulatory surgical centers. Think anesthesia, radiology, pathology, assistant surgeons, hospitalists and neonatology.

Air ambulance

Out-of-network air ambulance services billed to group health plans and health insurance issuers.

Usually federal IDR

Self-funded (ERISA) employer plans

  • Plans not regulated by state insurance law
  • Fully insured plans in states without a specified surprise-billing law for that service
  • Federal Employees Health Benefits plans

Usually the state process instead

Fully insured, state-regulated plans

  • When a specified state law sets the payment method for that service
  • Self-funded plans that have opted in to a state process where the state allows it
  • See the State arbitration page

Medicare, Medicaid and other government programs have their own payment rules and are not part of the federal IDR process. Uninsured and self-pay patients use a separate patient-provider dispute resolution process tied to Good Faith Estimates.

The timeline

Eight steps, each with its own clock.

Select a step to see what the rules require and what Ascendix does at that point. Timeframes reflect the federal rules as generally applied; the Departments update guidance and operations from time to time, and we work to the current version.

What Ascendix does

What we handle

From the first remittance to the final payment.

Eligibility screening

We review plan type, service, location, dates and any state law before anything is filed, so fees are not spent on disputes likely to be found ineligible.

Deadline control

Every dispute is tracked in business days from the remittance date. Open negotiation notices, initiations and offers go out inside the window.

Batching strategy

Where federal batching rules allow, similar items and services against the same plan move together, which can reduce cost per claim.

Offer packets

We assemble the supporting information the IDR entity may consider, with clear rationale for the amount you are asking for.

Negotiation

Many disputes settle in open negotiation. We negotiate on your behalf and bring every offer to you before accepting.

Award follow-through

Determinations are tracked to payment. Late or short payments get followed up, and results feed your A/R reporting.

What we will ask you for

Through a secure channel after onboarding, never through this website.

  • Claim and remittance data (835 or EOB) showing initial payment date and QPA
  • Itemized claim details: CPT/HCPCS, modifiers, units, place of service
  • Facility network status and service location
  • Provider credentials and specialty
  • Your usual charges and any prior contract history with the plan
  • Clinical complexity notes where relevant to the offer

Request an eligibility review

Have out-of-network claims paid below value?

Tell us about your practice and the claims you are seeing. We will review whether they fit federal IDR, a state process, or a different route such as appeal or negotiation.

  • No cost for the initial review
  • Plain answer on eligibility before any fees are paid
  • Works alongside your existing billing team if you have one

Ascendix is not a law firm and does not provide legal advice. Eligibility and outcomes depend on applicable laws, regulations, plan type and individual claim circumstances. No outcome is guaranteed.

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Please do not include patient names, dates of birth, member IDs or clinical details. We will request claim data through a secure channel after we talk.